San Diego Renters GuideFirst-Time Renter

First-Time Renter's Guide to San Diego

Everything you need to know to rent your first apartment in San Diego.

14 min readUpdated Dec 2026

Renting your first apartment in San Diego is exciting—but it can also be overwhelming. This guide walks you through everything from budgeting to signing the lease, with tips specific to San Diego's rental market.

How Much Do You Need to Budget?

Upfront Costs

First month's rent~$2,400
Security deposit (max 2 months)~$2,400-4,800
Application fees$30-50 each
Total needed$5,000-7,500+

Income Requirements

Most San Diego landlords require 2.5-3x monthly rent in gross income. For a $2,400/month apartment, that means:

  • Minimum monthly income: $6,000-7,200
  • Annual salary: $72,000-86,000

Documents You'll Need

Application Checklist

Government-issued photo ID
Proof of income (pay stubs, offer letter, or tax returns)
Bank statements (usually last 2-3 months)
Credit report authorization
References (previous landlord, employer)
Social Security Number
Rental history (addresses for last 2-3 years)

Where to Search for Apartments

Online Platforms

  • Zillow/Apartments.com: Large inventory, good filters
  • Craigslist: Private landlords (watch for scams)
  • Facebook Marketplace: Local listings
  • PadMapper: Map-based search

San Diego-Specific Tips

  • Timing: Summer is busiest and most expensive; fall/winter has better deals
  • Beach premium: Expect 20-30% higher rent for beach-adjacent neighborhoods
  • Parking: Many areas have street parking challenges—ask about included parking
  • Utilities: SDG&E can be expensive; ask about average utility costs

Red Flags to Watch For

  • 🚩 Landlord won't let you see the unit
  • 🚩 Asking for money before showing
  • 🚩 Price significantly below market rate
  • 🚩 Pressure to sign immediately
  • 🚩 Cash-only payments
  • 🚩 Won't provide lease before deposit

Questions to Ask at Viewings

  1. What's included in rent? (water, trash, parking?)
  2. What are average utility costs?
  3. Is there parking? How many spots?
  4. Is the unit covered by AB 1482 rent cap?
  5. When was the building built?
  6. What's the pet policy?
  7. How are maintenance requests handled?
  8. What's the lease term?

Before You Sign the Lease

  1. Research the building: Use StreetSmart to check violations and landlord history
  2. Read the entire lease: Don't skip the fine print
  3. Document the unit: Take photos and videos before move-in
  4. Understand the terms: Move-in date, rent due date, late fees, termination
  5. Get everything in writing: Verbal promises mean nothing

Research Any San Diego Building

Check building history before you apply.

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