Finding an apartment in San Francisco is notoriously challenging. High demand, limited inventory, and some of the highest rents in the country make apartment hunting here a serious undertaking. But with the right strategy, you can find a great place. Here's everything you need to know.
Step 1: Set Your Budget
Before you start searching, know your numbers. San Francisco landlords typically want to see:
- Monthly income of 2.5-3x rent — For a $3,000 apartment, that's $90,000-108,000 annual income
- Good credit score — 680+ is standard, 720+ gives you more options
- Clean rental history — No evictions, good landlord references
Move-In Cost Calculator (for $3,000/month apt)
Step 2: Time Your Search Right
Timing matters in SF's rental market:
- Best time to search: December-February (less competition, landlords eager to fill units)
- Worst time to search: May-August (peak moving season, highest prices)
- Start searching: 2-4 weeks before your move date (listings move fast)
Good Apartments Go Fast
In SF's competitive market, well-priced apartments often receive multiple applications within 24-48 hours. Be ready to apply immediately when you find something you like.
Step 3: Where to Search
Here are the best places to find SF apartments:
Craigslist SF Housing
Still the most comprehensive source for SF rentals. Watch for scams—never pay before seeing the apartment.
Zillow / Apartments.com / Rent.com
Good for managed buildings and newer developments. More verified listings.
Facebook Groups
Search for "SF Housing" or "Bay Area Rentals" groups. Good for sublets and room shares.
Walking Neighborhoods
Many SF landlords still post "For Rent" signs. Walk your target neighborhoods.
Step 4: Prepare Your Documents
Have these ready before you start viewing apartments:
Application Document Checklist
- Government-issued ID (driver's license or passport)
- 2-3 recent pay stubs or employment offer letter
- Last 2 years of tax returns (or W-2s)
- Recent bank statements (2-3 months)
- Employment verification letter
- Previous landlord contact info
- Personal/professional references
Step 5: Viewing Apartments
When you visit an apartment, check for:
- Water pressure — Turn on showers and faucets
- Cell signal — Test in every room
- Natural light — Note which way windows face
- Appliances — Make sure everything works
- Storage — SF apartments are small; is there enough?
- Noise — Visit at different times if possible
- Building condition — Hallways, laundry, entrance
Research the Building First
Before applying, search the address on StreetSmart to check building history and landlord information.
Search SF BuildingsStep 6: Apply Quickly
When you find a place you like:
- Apply immediately — Same day if possible
- Submit complete applications — Missing documents slow you down
- Write a personal note — Tell the landlord about yourself
- Be responsive — Answer calls and emails quickly
- Follow up — Check in if you haven't heard back in 24-48 hours
Step 7: Understand Rent Control
San Francisco has strong rent control protections. When apartment hunting:
- Buildings built before June 1979 are typically rent-controlled
- Newer buildings (post-1979) have no rent control
- Single-family homes and condos are usually exempt
Rent control limits annual increases and provides eviction protections. Learn more about rent control →
Step 8: Choose Your Neighborhood
SF is a city of distinct neighborhoods. Consider:
- Budget — The Mission vs. Pacific Heights have very different price points
- Commute — BART, Muni, and bus access vary by neighborhood
- Lifestyle — Nightlife, parks, restaurants, walkability
- Housing stock — Victorians vs. modern buildings
See our neighborhood guide by budget →
Pro Tips for SF Apartment Hunting
- Be flexible on move-in date — Landlords prefer tenants who can move quickly
- Consider a roommate — Split a 2BR for better value
- Look at in-law units — Often more affordable than regular apartments
- Expand your search area — Great neighborhoods exist outside the trendy core
- Check for rent control status — It matters for long-term affordability