FREE Chicago Renters Guide

The Complete Guide to
Renting in Chicago — 2026

Everything you need to know about finding an apartment, understanding your rights under the RLTO, researching buildings, and navigating Chicago's rental market.

16 In-Depth Guides150+ Minutes of ReadingUpdated January 2026
$1,850
Median rent (citywide)
2.5-3x
Income requirement
1.5 mo
Max security deposit
RLTO
Strong tenant protections

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Most Popular Guides

Getting Started

New to Chicago? Start here to learn the basics of apartment hunting.

Tenant Rights

Know your legal protections under Chicago's RLTO.

Building Research

Learn how to research any building before you rent.

Costs & Fees

Understand the true costs of renting in Chicago.

Safety & Scams

Protect yourself from rental fraud and scams.

Explore Chicago Neighborhoods

Compare building quality, violations, and scores across Chicago's 77 community areas.

Frequently Asked Questions

How much money do I need to rent an apartment in Chicago?

You'll typically need first month's rent, security deposit (max 1.5 months under the RLTO), and application fees. Most landlords require income of 2.5-3x monthly rent. For a $1,800/month apartment, expect $3,600-5,400 upfront and annual income of $54,000-65,000.

Read our First-Time Renter Guide →

What is the RLTO in Chicago?

The Residential Landlord Tenant Ordinance (RLTO) is Chicago's comprehensive tenant protection law. It covers security deposits, required disclosures, notice requirements, and provides remedies when landlords violate your rights.

Read our RLTO Guide →

How do I check if a Chicago apartment has violations?

You can check building violations for free on StreetSmart by searching any Chicago address. We show the complete violation history, property information, and building quality scores.

What are my rights as a tenant in Chicago?

Chicago tenants have strong protections under the RLTO including: the right to livable conditions (heat, hot water, no pests), security deposit limits and interest requirements, required written notice for lease termination, and remedies for landlord violations.

Read our Complete Tenant Rights Guide →

What is the maximum security deposit in Chicago?

Under the RLTO, landlords can charge up to 1.5 months' rent as a security deposit. The deposit must be held in a federally insured interest-bearing account, and landlords must pay you the interest annually.

Read our Security Deposit Guide →

All Guides (A-Z)

📊 Our Data Sources

All information in this guide is based on official City of Chicago data and regulations. StreetSmart aggregates data from multiple city sources to give you the most complete picture of any building.

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